Expert insight by: Brad Fishbein, Licensed Mold Assessor
Updated April 6, 2025
Your air conditioner moves air through your entire home — so what happens if that air includes black mold?
That’s a scary thought, especially if someone in your household has asthma, allergies, or a compromised immune system.
Let’s clear the air.
Usually? No.
But that doesn’t mean mold in your AC system is impossible — or safe to ignore.
The kind of mold people usually mean when they say “black mold” is Stachybotrys chartarum. This type thrives on cellulose-rich materials like drywall — not metal or plastic.
And since most air conditioner components are metal, plastic, or fiberglass?
Stachybotrys generally doesn’t grow inside the AC unit itself.
But mold still can (and does) grow around your HVAC system. Let’s break down how — and where.
According to the EPA, “the key to mold control is moisture control.”
Even though Stachybotrys won’t typically grow inside your AC, other common molds will — like:
These are much more common in HVAC systems. They may not produce mycotoxins, but they can still cause:
The plenum is the part of your HVAC system that distributes air to the rest of the house. And here’s where it gets tricky…
Why? Because water from the coils drips down into the plenum. If that area isn’t insulated (or is surrounded by drywall), you now have:
Perfect conditions for Stachybotrys to grow.
An uninsulated plenum sitting over drywall is a common spot for hidden black mold.
Mold doesn’t typically grow on ductwork (since it’s usually metal or fiberglass), but…
Dust and debris inside ducts? That’s another story.
If you have:
Then mold can colonize the dust and circulate through the air when the HVAC runs.
Even if mold isn’t growing inside your HVAC system, spores from elsewhere in your home can get sucked in and blown back out through the vents.
This happens when:
“Inhaling or touching mold or mold spores may cause allergic reactions in sensitive individuals.”
— CDC
Short answer: Not black mold, typically.
Mini-splits, wall units, and window ACs are mostly plastic and metal — materials black mold doesn't like.
But other molds still grow if:
Clean these regularly to avoid musty smells and spores.
Here’s what you can do:
Regular maintenance is important — but most AC service calls don’t include deep cleaning of the air handler, coils, or ducts.
You should:
Yes. Even if it doesn’t grow in the unit, black mold spores can travel through:
Once airborne, spores settle on furniture, clothes, or carpets — and that’s when symptoms can really show up.
“Stachybotrys spores are microscopic. You won’t see them — but you can still breathe them.”
— NIOSH
If your AC or plenum has visible mold growth, it’s time to act.
Request a Mold Remediation Estimate
Remediation may require micro-cleaning — where every surface and system is cleaned, not just the visible mold.
Black mold doesn’t usually grow inside AC units — but the system can still spread mold spores if you’re not careful.
If in doubt, call in an expert to inspect the air handler, ducts, and hidden areas around your HVAC.
Meet the author: Brad Fishbein is an ACAC council-certified Microbial Investigator. In the fall of 2012, he became a Licensed Mold Assessor in the State of Florida through the Department of Business & Professional Regulation. Brad has helped homeowners with over 5,000 successfully completed Mold Inspections since 2009.