Expert insight by: Brad Fishbein, Licensed Mold Assessor
Updated August 1, 2025
If you live in Florida, you're no stranger to moisture—and where there's moisture, mold often follows. With its humid climate, aging housing stock, and regular storms, Florida is one of the moldiest states in the U.S.
Whether you're dealing with black mold on drywall, attic mold after a storm, or just want to prevent future growth, this guide will walk you through what Florida homeowners need to know.
Florida’s climate is a breeding ground for mold:
The CDC and Florida Department of Health warn that mold can appear within 24–48 hours of water damage.
Florida homes often experience:
Each type may indicate different causes and require a unique cleanup approach. Learn more in our Mold Types Guide.
Florida has no specific statewide law limiting mold levels, but important legal protections exist:
Tip: Always ask contractors for their Florida mold remediation license number.
Sometimes. Most Florida home insurance policies exclude mold unless it's caused by a covered peril (like storm damage). You’ll need:
We break it down in detail here: Water Damage Insurance Claims
Here’s when to test:
Type of Mold Job | Estimated Cost Range |
---|---|
Small spot treatment (DIY) | $50 – $200 |
Professional attic remediation | $1,500 – $4,000 |
Whole-home cleanup | $6,000 – $30,000+ |
Post-hurricane remediation | $10,000+ |
Costs vary by region, size of problem, material damage, and urgency.
Check out our Ultimate Mold Prevention Guide for more.
Mold in Florida isn’t just annoying—it can be dangerous and expensive if ignored. Professionals are standing by to help.
Call 1-866-871-0209 now to speak with a local mold remediation expert.
Meet the author: Brad Fishbein is an ACAC council-certified Microbial Investigator. In the fall of 2012, he became a Licensed Mold Assessor in the State of Florida through the Department of Business & Professional Regulation. Brad has helped homeowners with over 5,000 successfully completed Mold Inspections since 2009.