Expert insight by: Brad Fishbein, Licensed Mold Assessor
Updated April 5, 2025
Let me guess — you’ve just noticed a weird musty smell in your home, maybe saw something fuzzy on the wall, or found staining that wasn’t there last month. You’re probably wondering:
How does mold even start growing in the first place?
Good question. I’ve been in the mold industry for over a decade, and most homeowners don’t think about how mold actually forms — until it’s too late. So let’s break it down, no scare tactics, just facts you can use.
Mold is a type of fungus — it’s nature’s decomposer. Outside, it breaks down dead leaves and fallen trees. Inside? It breaks down your drywall, your studs, and your wallet if left unchecked.
There are thousands of species, but the most common types I see in homes are:
All of them spread through tiny spores that float in the air — everywhere — just waiting for the right conditions to settle in and multiply.
According to the CDC, mold thrives on moisture and grows on surfaces like drywall, carpet, and wood.
The EPA puts it simply: “All molds need water to grow.”
I tell homeowners this all the time: mold isn’t picky. If you give it water and something organic to feed on, it’ll grow.
This is the number one cause of mold growth — hands down. Whether it’s a slow drip under your sink, steam from long showers, or that small roof leak you forgot about — moisture is mold’s best friend.
Mold loves cellulose — think drywall, wood, cardboard, even the dust in your vents.
Yep, mold doesn’t need sunlight. That’s why it loves attics, crawlspaces, behind walls — anywhere dark and damp.
You’d be surprised how fast mold moves. According to the CDC, mold can begin to grow in just 24 to 48 hours after water exposure.
“Controlling moisture is the key to preventing indoor mold growth.” — CDC
Here’s where I find mold most during inspections:
The NIOSH advises checking for visible and hidden mold in these areas regularly.
Even if everything “looks” dry, if your indoor humidity is too high, mold can still thrive.
Sometimes it’s not a big flood. Sometimes it’s something small — and that’s what makes mold so tricky.
Here’s what to watch out for:
The EPA recommends keeping humidity below 60% — ideally between 30–50%.
Here’s the real kicker: mold can start growing in as little as 24 hours after water exposure. That’s why acting quickly is so important.
⌛ Timeframe | 🔍 What’s Happening |
---|---|
0–24 hours | Spores activate once they come in contact with water |
24–48 hours | Mold begins to grow and anchor to organic surfaces |
3–12 days | Colonies expand and begin to spread |
18–21 days | Visible mold appears — or a strong musty smell sets in |
⚠️ FEMA warns that mold damage can take hold just days after a water event.
✅ Pro Tip:
Even if you can’t see it yet, mold may already be spreading behind walls, under flooring, or inside HVAC systems.
You don’t need chemicals or gimmicks. Here’s what I recommend:
FEMA recommends removing soaked drywall and carpets within 48 hours to prevent mold colonization.
Need bathroom-specific tips? Check out how to stop mold in the bathroom.
Here’s my rule of thumb:
If it’s under 10 square feet and on a hard surface? You might be able to handle it yourself.
But if it’s:
👉 Learn when to schedule a mold inspection
The EPA recommends hiring a pro for any mold problem bigger than 10 square feet or involving HVAC.
Don’t wait for it to spread. Mold rarely stays in one place.
Mold isn’t the enemy — moisture is.
Mold is just the result of a moisture problem that wasn’t fixed fast enough. The good news? You can stay ahead of it.
Understand what mold needs to grow, know where it likes to hide, and fix water issues fast.
And if you’re already dealing with it? Don’t panic — just take action.
Meet the author: Brad Fishbein is an ACAC council-certified Microbial Investigator. In the fall of 2012, he became a Licensed Mold Assessor in the State of Florida through the Department of Business & Professional Regulation. Brad has helped homeowners with over 5,000 successfully completed Mold Inspections since 2009.